Ten Simple Ways to Save the Tigers

Scared, lonely, sad and hungry, jumping at the smallest sound, waiting for his mommy to come back. But maybe she is not coming back. Save our tigers, there are just 1411 - is the tagline of the video being telecast on television all over India.

Looking at the young two months old cub waiting for his mommy in the cave was really touching as he looked lost, alone with no one to console him just like an orphan, who has no idea where to go, whom to go and how to survive. People involved in saving our tigers are urging to use social media to create awareness among each other. So here are ten steps to stop the dwindling population of tigers in India.

1. Create awareness

Ten Simple Ways to Save the Tigers

Anyone and everyone can help if they put their mind to it. So make posters, fliers, shout it out from the roof tops, spread a word; in other words create awareness about the importance of tigers on the planet. Organise birthday parties with tiger theme, parents can take the children to zoo for more information on tigers.

2. Educate the locals

People living near the forests need to be educated about the importance of tigers in terms of ecosystem. They need to be told that if there will be no tigers there will be no forests as all the grass eaters will devour the forests.

3. Stop poaching and don't encourage poachers

Sale of tiger skin and other body parts is banned. So if you find somebody hunting tigers, report them to your local police station or even the forest officials. They will take care of the poachers.

4. Support a cause

Join a cause for tigers. You can join save our tigers and support them by blogging, or by making posters, sending fliers among other things. You can also organise a tiger sale and donate the money to the cause.

5. Severe punishment for poachers

Ensure that the poachers are not allowed to go easily. Make sure that they receive severe punishment for their crime.

6. Ban the goods made of tiger skin

Please do not use goods made of tiger skin. Also please don't use the medicine made out of tiger's body parts. On an average one wild tiger is killed each day for profit killing.

7. Protect forests

In order to save tigers forests need to be protected. Apparently the species are becoming extinct because of the loss of their natural habitat.

8. Take an eco tour

An eco tour that focuses on tigers can be beneficial in making people understand the importance of tigers. Also the money made out of these tours can help in convincing government that tigers can be profitable.

9. Support accredited zoos and wildlife sanctuaries

You can also support various accredited zoos and wildlife sanctuaries in your area. They are active in research and conservation programmes with some of the zoos involved in captive breeding of tigers

10. Donate money to tiger conservation organisations

You can also donate some amount to tiger conservation organisations who are constantly striving to fund money for their research as well as educational programmes on tigers.

These are few of the ways that you can save the tigers from becoming extinct. There were eight species of tigers on the planet earth. However, three of them are already extinct save the rest five. The three species that are extinct now are Bali tigers, Javan tigers and Caspian tigers.

Ten Simple Ways to Save the Tigers
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Disclaimer: All material in this article is copyright by Swati Nitin Gupta. No information in this article can be used for any purposes unless expressed consent by Swati Nitin Gupta only. Thanks in advance for your complete adherence and cooperation.

About the Author: India based journalist with ten years of extensive experience in reporting, editing, as well as features writing. Currently a contributing writer at Home Review (Indian edition) magazine, EzineArticles, and Associated Content.

If you are looking for a freelance writer who is self-motivated, produces original content, detailed and research oriented, I hope you will contact me on swati1012@gmail.com to discuss the opportunities of freelance writing within your organisation. Visit my profile http://in.linkedin.com/in/swati1012

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Credit Card Charge-Off - What Does It Mean and What Should You Do About It?

Have you been told by a creditor that your debt is about to "charge-off"? Did the bill collector make it sound like you will be ruined financially if you allow this catastrophe to happen? If you're behind on your bills, unable to keep up with payments on your credit cards and other debts, sooner or later you will hear a creditor representative threaten you with the dreaded "charge-off." So what is a charge-off anyway? Should you be worried? What are the consequences of this mysterious event?

I'll start by explaining what a charge-off is NOT. Because the term includes the word "charge," many people mistakenly think it has to do with cancellation of the account by the creditor. In other words, you can't "charge" anything on your credit card anymore. But it's not the same thing at all, and most banks will revoke charging privileges around 2-3 months before the deadline we're talking about here.

What banks and bill collectors call a "charge-off" is the point at which the creditor writes off the account balance as a "bad debt." It usually happens after six months of non-payment. After that, they no longer count it on their books as an asset. You still owe the money, of course. And they will certainly make continued attempts to collect it from you. But the creditor has been forced by the rules of accounting to zero out the debt on their financial ledgers. For causing this loss, they will punish you by placing a derogatory mark on your credit report. A "charge-off" is a serious negative mark, to be sure, but it is not the financial ruination that debt collectors would like to have you believe it is.

Credit Card Charge-Off - What Does It Mean and What Should You Do About It?

Should charge-offs be avoided if possible? Certainly. Does the prospect of a charge-off mean you should panic if you have no way to pay the bill? No! Is it the end of the world if the account has already charged off? No! Too often, bill collectors make a charge-off sound so bad, and they apply so much pressure, that people cave in and make payment commitments they cannot keep. Collectors usually demand payment via post-dated checks, and this frequently leads to bounced checks and even worse financial problems. Most of us are brainwashed by the banks and media on the subject of credit. Sure, good credit is important. But committing to payments you really can't afford just to preserve your credit is like watering the lawn while your house is burning down.

Here are a few simple rules to follow when trying to avoid a charge-off that hasn't happened yet:

* Don't be intimidated or threatened by pre-charge-off collection tactics. Keep a cool head and don't take it personally when collectors try to get under your skin.

* Call your creditor to find out the minimum payment necessary to avoid the charge-off, and subsequent payments to keep the account current going forward. Don't commit to this payment (or series of payments) unless you're sure you can follow through.

* Negotiate a lump-sum settlement at 50% or less if you have the resources, or a workout plan for monthly payments that you can live with.

* Do not allow bill collectors to talk you into using post-dated checks, or providing your checking account details over the telephone. Instead, make payments via cashier's check or money order.

* Do not make payments based on a verbal arrangement. Get the deal in writing and signed by a creditor representative who has authority to approve the workout plan.

What should you do if you simply don't have the money to rescue the account from charge-off, or if the account has already been charged off by the creditor?

* Take a deep breath and relax; the sky won't fall on your head just because you had a charge-off.

* Realize that you still have an opportunity to resolve the matter by dealing with the original creditor or the collection agency assigned to the account.

* Negotiate a lump-sum settlement with the creditor or collection agency. Again, aim for 50% or less, and ask for the charge-off to be deleted from your credit report as a condition of the settlement. (Most creditors will not agree to this, but it's worth asking anyway. Do be sure that they will update your credit report to show that the matter has been resolved and the account has been satisfied.)

* If you can't work out a deal with the collection agency assigned to your account, then wait until it goes to another agency! Eventually, it will either be assigned or sold to an outfit that you can deal with to get the matter cleared up.

To sum up, a charge-off is not the end of the world. It should certainly be avoided if possible, but not at the risk of making things worse by committing to payments you're not sure you can keep up with. Just remember that the creditor doesn't want to see a charge-off any more than you do, so use that knowledge to your advantage in working out a mutually acceptable arrangement. Get everything in writing, don't disclose your checking account details, and follow up to make sure the creditor reports the matter correctly on your credit report. You'll find that it's easier than you think to resolve a charge-off situation before it happens, or clean it up if it's already taken place.

Credit Card Charge-Off - What Does It Mean and What Should You Do About It?
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Save the Environment, Save Life

"Save the environment, save life" is a very important saying that is on top of every human mind these days. Many people are going the green way with a key objective to prevent nature and save the environment from the harmful effects of various human activities. With so much of pollution and ecological imbalance the present situation has become threatening. The issues are now alarming even to the best of environmentalists who are constantly and rigorously in search of ways and methodologies to save the environment that is gradually taking its toll on human life. Therefore it has become very important to take significant steps and save life.

There are many factors that have contributed to the threatening effects of the environment. The most alarming among them are global warming, depletion of ozone layer, air pollution, and water pollution.

Global warming is a life-threatening problem the world is facing today. It is a condition when the temperature of the earth rises due to the action of greenhouse gases like carbon dioxide, methane, and nitrous oxide. The emission of these gases into the atmosphere traps heat and light from the sun that rises the temperature of the earth. Though the issue has become life-threatening there are significant ways we can reduce its harmful effects. The most measurable step is to switch over to fuel-efficient cars that produce comparatively less amount of carbon dioxide emissions. As carbon dioxide is the leading cause of global warming, a drastic reduction of its emission into the atmosphere will be of great help to environment as well as to human life. There are other ways as well like insulating home, car pooling, planting a tree, and using more of public transportation.

Save the Environment, Save Life

Depletion of ozone layer is another alarming issue for the environmentalists. Ozone is an important component in the atmosphere that protects human from the harmful ultra-violet rays. Sadly, human activities have caused ozone depletion which can be disastrous if not controlled now. The key factor causing this depletion is the increase in the level of chlorofluorocarbons (CFC). In the stratosphere this compound breaks down to release a free chlorine atom that reacts with an ozone molecule to form chlorine monoxide and a molecule of oxygen. The resultant chlorine monoxide also reacts with ozone molecule to form a chlorine atom and two molecules of oxygen. The reaction keeps on repeating as and when a free chlorine atom is released. In the process amount of ozone in the stratosphere is drastically reduced which has become a serious concern. There are various ways to fight the issue like avoiding the use of aerosols, insulating home, and avoiding purchase of polystyrene products. It is also very important to keep a regular check of air-conditioner fitted in cars because any leakage in the coolant will release high amount of CFC.

Air pollution caused due to various human actions like smoking, forest destruction, excessive use of air-conditioners, and increasing reliability of private vehicles has considerably caused a serious threat to the environment. It is very significant to keep a control on the increasing pollution in order to save nature and life from the grip of destruction and disaster. To fight the problem the best ways are to use car pool or public transportation as much as possible, avoid both active and passive smoking, minimize the use of air-conditioner, stop the use of wood stoves, avoid purchase of formaldehyde products, remove asbestos if found anywhere at home, and make maximum use of energy-efficient appliances.

Water pollution is also increasing due to uncontrolled human activities. Air and water both are necessary for life and if polluted it will directly leave a distressing impact on human life. Take necessary steps to reduce water pollution by keeping a thorough check on the water supply. Do not dump or dispose any kind of chemical or toxic substance down the drain or in any kind of water body. There is also an urgency to do a periodic test or verification of the drinking water as it may contain bacteria, metals, and various other toxic chemicals.

Just one step ahead and you can save the environment, eventually save life on earth.

Its time for us all to wake up and take significant steps to Save the Environment.

Save the Environment, Save Life
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